Here's a list of the documents most commonly needed in order to apply for a mortgage loan. You may need additional documents depending upon the type of loan you're applying for, so be sure to check with your loan officer.

Click here to download a Purchase check list.

Click here to download a Refinance check list.

Click here to download a Construction Loan Check list.

If you choose to include income from Child Support/Alimony bring copies of court records and 12 months of cancelled checks showing receipt of payment.

If you are self-employed or paid by commission:
Previous two years Federal Income Tax Returns (personal and corporate) with all schedules and a year-to-date profit and loss statement.

If you own other properties:
Address of properties and current market value.
Any debt owed on properties; Lender's name, address, account number, monthly payment, and current balance.
Copy of previous two years Federal Income Tax Returns with all schedules.
If the property is currently being rented; copy of lease agreement.

If you have filed bankruptcy in the last seven years:
Copy of petition and discharge, handwritten explanation of reason for bankruptcy, evidence of good re-established credit since the bankruptcy.